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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,186 | $183,592-77.0% | $155,574-72.9% | $145,877-71.1% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 12.11% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $7,091 | $5,317+33.4% | $4,676+51.7% | $4,663+52.1% |
| Participant deferral / active EE | $4,647 | $6,466-28.1% | $5,629-17.4% | $6,691-30.5% |
| Admin fee / account holder | $537 | $19,316-97.2% | $15,914-96.6% | $13,402-96.0% |