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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,669 | $107,809-78.0% | $97,032-75.6% | $155,188-84.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 16.97% | 38.06%-21.1pp | 35.38%-18.4pp | 148.84%-131.9pp |
| Employer contribution / active EE | $91 | $2,911-96.9% | $2,629-96.6% | $4,248-97.9% |
| Participant deferral / active EE | $10,905 | $5,129+112.6% | $4,672+133.4% | $6,531+67.0% |
| Admin fee / account holder | $2,993 | $10,717-72.1% | $9,418-68.2% | $14,480-79.3% |