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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,857 | $106,749+57.2% | $145,433+15.4% | $82,448+103.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 16.26% | 27.59%-11.3pp | 66.58%-50.3pp | 41.64%-25.4pp |
| Employer contribution / active EE | $2,753 | $3,444-20.1% | $4,554-39.5% | $2,551+7.9% |
| Participant deferral / active EE | $7,047 | $6,519+8.1% | $7,897-10.8% | $4,139+70.2% |
| Admin fee / account holder | $4,482 | $8,390-46.6% | $13,129-65.9% | $7,234-38.0% |