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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,552 | $162,136+1.5% | $152,301+8.0% | $154,746+6.3% |
| Participation rate | 88.2% | 84.1%+4.1pp | 82.4%+5.8pp | 80.7%+7.5pp |
| Annual return | 20.70% | 91.02%-70.3pp | 80.50%-59.8pp | 172.34%-151.6pp |
| Employer contribution / active EE | $2,343 | $4,890-52.1% | $4,624-49.3% | $4,379-46.5% |
| Participant deferral / active EE | $7,671 | $8,341-8.0% | $8,004-4.2% | $6,730+14.0% |
| Admin fee / account holder | $3,318 | $15,759-78.9% | $14,398-77.0% | $14,365-76.9% |