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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,552 | $196,972-16.5% | $182,262-9.7% | $198,609-17.1% |
| Participation rate | 88.2% | 85.7%+2.5pp | 84.2%+4.0pp | 82.4%+5.9pp |
| Annual return | 20.70% | 158.27%-137.6pp | 140.60%-119.9pp | 202.70%-182.0pp |
| Employer contribution / active EE | $2,343 | $5,364-56.3% | $5,046-53.6% | $5,055-53.7% |
| Participant deferral / active EE | $7,671 | $8,643-11.2% | $8,276-7.3% | $6,977+9.9% |
| Admin fee / account holder | $3,318 | $18,429-82.0% | $16,712-80.1% | $19,030-82.6% |