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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,260 | $123,859-51.3% | $69,632-13.5% | $145,897-58.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 10.74% | 192.49%-181.8pp | 101.32%-90.6pp | 552.29%-541.6pp |
| Employer contribution / active EE | $883 | $2,673-67.0% | $1,708-48.3% | $4,663-81.1% |
| Participant deferral / active EE | $3,266 | $4,242-23.0% | $2,889+13.0% | $6,689-51.2% |
| Admin fee / account holder | $403 | $7,817-94.8% | $4,695-91.4% | $13,390-97.0% |