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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,260 | $123,982-51.4% | $69,701-13.5% | $145,959-58.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 10.74% | 191.01%-180.3pp | 100.32%-89.6pp | 561.95%-551.2pp |
| Employer contribution / active EE | $883 | $2,681-67.1% | $1,713-48.5% | $4,661-81.1% |
| Participant deferral / active EE | $3,266 | $4,236-22.9% | $2,887+13.1% | $6,689-51.2% |
| Admin fee / account holder | $403 | $7,867-94.9% | $4,717-91.5% | $13,398-97.0% |