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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,155 | $106,524-4.1% | $152,301-32.9% | $87,485+16.8% |
| Participation rate | 90.0% | 75.8%+14.2pp | 82.4%+7.6pp | 68.9%+21.1pp |
| Annual return | 19.13% | 26.89%-7.8pp | 80.50%-61.4pp | 26.06%-6.9pp |
| Employer contribution / active EE | $6,495 | $3,371+92.6% | $4,624+40.4% | $2,596+150.2% |
| Participant deferral / active EE | $9,758 | $6,525+49.5% | $8,004+21.9% | $4,274+128.3% |
| Admin fee / account holder | $6,546 | $8,287-21.0% | $14,398-54.5% | $7,775-15.8% |