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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,155 | $106,749-4.3% | $145,433-29.8% | $82,448+23.9% |
| Participation rate | 90.0% | 75.6%+14.4pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 19.13% | 27.59%-8.5pp | 66.58%-47.5pp | 41.64%-22.5pp |
| Employer contribution / active EE | $6,495 | $3,444+88.6% | $4,554+42.6% | $2,551+154.6% |
| Participant deferral / active EE | $9,758 | $6,519+49.7% | $7,897+23.6% | $4,139+135.7% |
| Admin fee / account holder | $6,546 | $8,390-22.0% | $13,129-50.1% | $7,234-9.5% |