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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,093 | $183,539-60.2% | $155,556-53.0% | $145,897-49.9% |
| Participation rate | 87.0% | 82.7%+4.2pp | 78.2%+8.7pp | 80.3%+6.7pp |
| Annual return | 11.73% | 61.31%-49.6pp | 64.84%-53.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $4,990 | $5,315-6.1% | $4,675+6.7% | $4,663+7.0% |
| Participant deferral / active EE | $5,079 | $6,467-21.5% | $5,631-9.8% | $6,689-24.1% |
| Admin fee / account holder | $2,159 | $19,275-88.8% | $15,885-86.4% | $13,390-83.9% |