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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,993 | $160,070-79.4% | $147,117-77.6% | $145,897-77.4% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 9.86% | 98.69%-88.8pp | 420.54%-410.7pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,358 | $5,285-74.3% | $4,932-72.5% | $4,663-70.9% |
| Participant deferral / active EE | $4,614 | $8,419-45.2% | $8,065-42.8% | $6,689-31.0% |
| Admin fee / account holder | $2,335 | $15,035-84.5% | $12,993-82.0% | $13,390-82.6% |