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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,640 | $154,228-89.9% | $145,433-89.2% | $137,256-88.6% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 1.49% | 74.59%-73.1pp | 66.58%-65.1pp | 220.34%-218.8pp |
| Employer contribution / active EE | $1,935 | $4,804-59.7% | $4,554-57.5% | $4,156-53.4% |
| Participant deferral / active EE | $6,685 | $8,216-18.6% | $7,897-15.4% | $6,407+4.3% |
| Admin fee / account holder | $2,800 | $14,344-80.5% | $13,129-78.7% | $12,270-77.2% |