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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,482 | $160,070+83.3% | $147,117+99.5% | $145,897+101.2% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 22.41% | 98.69%-76.3pp | 420.54%-398.1pp | 552.29%-529.9pp |
| Employer contribution / active EE | $5,013 | $5,285-5.1% | $4,932+1.6% | $4,663+7.5% |
| Participant deferral / active EE | $18,861 | $8,419+124.0% | $8,065+133.9% | $6,689+182.0% |
| Admin fee / account holder | $2,003 | $15,035-86.7% | $12,993-84.6% | $13,390-85.0% |