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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,052 | $201,370-83.1% | $184,256-81.5% | $145,897-76.7% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 4.16% | 29.05%-24.9pp | 28.85%-24.7pp | 552.29%-548.1pp |
| Employer contribution / active EE | $3,793 | $7,024-46.0% | $6,427-41.0% | $4,663-18.6% |
| Participant deferral / active EE | $11,546 | $9,808+17.7% | $9,133+26.4% | $6,689+72.6% |
| Admin fee / account holder | $80,392 | $16,364+391.3% | $13,899+478.4% | $13,390+500.4% |