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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,530 | $183,592+82.8% | $155,567+115.7% | $145,959+129.9% |
| Participation rate | 83.3% | 82.7%+0.7pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 15.39% | 61.24%-45.8pp | 64.74%-49.3pp | 561.95%-546.6pp |
| Employer contribution / active EE | $14,918 | $5,315+180.7% | $4,674+219.2% | $4,661+220.1% |
| Participant deferral / active EE | $12,525 | $6,464+93.8% | $5,628+122.6% | $6,689+87.3% |
| Admin fee / account holder | $2,362 | $19,318-87.8% | $15,916-85.2% | $13,398-82.4% |