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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,530 | $183,539+82.8% | $155,556+115.7% | $145,897+130.0% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 15.39% | 61.31%-45.9pp | 64.84%-49.4pp | 552.29%-536.9pp |
| Employer contribution / active EE | $14,918 | $5,315+180.7% | $4,675+219.1% | $4,663+219.9% |
| Participant deferral / active EE | $12,525 | $6,467+93.7% | $5,631+122.4% | $6,689+87.2% |
| Admin fee / account holder | $2,362 | $19,275-87.7% | $15,885-85.1% | $13,390-82.4% |