Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,959 | $45,343-91.3% | $150,298-97.4% | $67,986-94.2% |
| Participation rate | 21.2% | 51.9%-30.6pp | 77.8%-56.5pp | 57.2%-36.0pp |
| Annual return | 16.30% | 33.28%-17.0pp | 62.79%-46.5pp | 31.67%-15.4pp |
| Employer contribution / active EE | $285 | $1,462-80.5% | $4,154-93.1% | $2,019-85.9% |
| Participant deferral / active EE | $371 | $2,055-82.0% | $5,453-93.2% | $3,358-89.0% |
| Admin fee / account holder | $758 | $2,250-66.3% | $14,116-94.6% | $3,203-76.3% |