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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,448 | $168,635-76.6% | $147,617-73.3% | $125,389-68.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 28.51% | 77.65%-49.1pp | 61.98%-33.5pp | 282.24%-253.7pp |
| Employer contribution / active EE | $7,966 | $6,252+27.4% | $5,564+43.2% | $4,866+63.7% |
| Participant deferral / active EE | $5,828 | $5,507+5.8% | $4,895+19.1% | $5,352+8.9% |
| Admin fee / account holder | $1,639 | $13,580-87.9% | $11,612-85.9% | $9,541-82.8% |