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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,815 | $101,618-94.3% | $93,063-93.8% | $137,256-95.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 17.66% | 223.95%-206.3pp | 34.15%-16.5pp | 220.34%-202.7pp |
| Employer contribution / active EE | $708 | $2,707-73.8% | $2,476-71.4% | $4,156-83.0% |
| Participant deferral / active EE | $954 | $4,279-77.7% | $3,958-75.9% | $6,407-85.1% |
| Admin fee / account holder | $547 | $6,198-91.2% | $6,033-90.9% | $12,270-95.5% |