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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,236 | $154,228-75.2% | $145,433-73.7% | $137,256-72.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.05% | 74.59%-65.5pp | 66.58%-57.5pp | 220.34%-211.3pp |
| Employer contribution / active EE | $4,085 | $4,804-15.0% | $4,554-10.3% | $4,156-1.7% |
| Participant deferral / active EE | $4,616 | $8,216-43.8% | $7,897-41.6% | $6,407-28.0% |
| Admin fee / account holder | $25,162 | $14,344+75.4% | $13,129+91.7% | $12,270+105.1% |