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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,007 | $159,934+74.5% | $147,005+89.8% | $145,959+91.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.41% | 98.24%-88.8pp | 418.76%-409.4pp | 561.95%-552.5pp |
| Employer contribution / active EE | $12,259 | $5,287+131.9% | $4,934+148.5% | $4,661+163.0% |
| Participant deferral / active EE | $18,903 | $8,427+124.3% | $8,070+134.2% | $6,689+182.6% |
| Admin fee / account holder | $69 | $15,053-99.5% | $13,006-99.5% | $13,398-99.5% |