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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,974 | $201,259-31.4% | $184,200-25.1% | $145,959-5.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.40% | 28.98%-12.6pp | 28.80%-12.4pp | 561.95%-545.6pp |
| Employer contribution / active EE | $8,237 | $7,018+17.4% | $6,424+28.2% | $4,661+76.7% |
| Participant deferral / active EE | $8,039 | $9,806-18.0% | $9,132-12.0% | $6,689+20.2% |
| Admin fee / account holder | $557 | $16,372-96.6% | $13,907-96.0% | $13,398-95.8% |