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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,712 | $181,062-77.5% | $158,223-74.3% | $155,188-73.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 16.09% | 57.39%-41.3pp | 52.09%-36.0pp | 148.84%-132.7pp |
| Employer contribution / active EE | $3,652 | $4,565-20.0% | $4,109-11.1% | $4,248-14.0% |
| Participant deferral / active EE | $5,350 | $6,134-12.8% | $5,467-2.1% | $6,531-18.1% |
| Admin fee / account holder | $1,182 | $18,825-93.7% | $16,047-92.6% | $14,480-91.8% |