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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,193 | $166,268-53.6% | $165,100-53.2% | $145,897-47.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.34% | 100.52%-91.2pp | 70.21%-60.9pp | 552.29%-542.9pp |
| Employer contribution / active EE | $22,975 | $5,284+334.8% | $4,348+428.4% | $4,663+392.7% |
| Participant deferral / active EE | $4,969 | $6,964-28.7% | $6,035-17.7% | $6,689-25.7% |
| Admin fee / account holder | $303 | $16,659-98.2% | $12,696-97.6% | $13,390-97.7% |