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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,188 | $160,028-66.8% | $147,080-63.8% | $145,884-63.5% |
| Participation rate | 38.9% | 84.0%-45.1pp | 82.2%-43.3pp | 80.3%-41.4pp |
| Annual return | 16.02% | 98.60%-82.6pp | 420.17%-404.1pp | 551.85%-535.8pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,258 | $8,422-37.6% | $8,066-34.8% | $6,690-21.4% |
| Admin fee / account holder | $222 | $15,030-98.5% | $12,989-98.3% | $13,392-98.3% |