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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,187 | $90,397-36.7% | $76,002-24.8% | $145,959-60.8% |
| Participation rate | 93.3% | 74.5%+18.8pp | 69.1%+24.3pp | 80.3%+13.0pp |
| Annual return | 7.98% | 621.97%-614.0pp | 360.07%-352.1pp | 561.95%-554.0pp |
| Employer contribution / active EE | $1,114 | $3,317-66.4% | $2,688-58.6% | $4,661-76.1% |
| Participant deferral / active EE | $3,165 | $5,163-38.7% | $4,257-25.6% | $6,689-52.7% |
| Admin fee / account holder | $34,693 | $8,369+314.5% | $6,414+440.9% | $13,398+158.9% |