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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,605 | $90,614-37.5% | $76,089-25.6% | $145,877-61.2% |
| Participation rate | 47.4% | 74.5%-27.1pp | 69.1%-21.7pp | 80.3%-32.9pp |
| Annual return | 12.28% | 623.80%-611.5pp | 360.94%-348.7pp | 551.28%-539.0pp |
| Employer contribution / active EE | $2,055 | $3,324-38.2% | $2,690-23.6% | $4,663-55.9% |
| Participant deferral / active EE | $3,560 | $5,168-31.1% | $4,259-16.4% | $6,691-46.8% |
| Admin fee / account holder | $772 | $8,376-90.8% | $6,418-88.0% | $13,402-94.2% |