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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,748 | $76,407+4.4% | $150,298-46.9% | $82,448-3.3% |
| Participation rate | 87.0% | 66.4%+20.6pp | 77.8%+9.3pp | 68.1%+18.9pp |
| Annual return | 13.78% | 39.99%-26.2pp | 62.79%-49.0pp | 41.64%-27.9pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,828 | $3,214+19.1% | $5,453-29.8% | $4,139-7.5% |
| Admin fee / account holder | $4,302 | $6,352-32.3% | $14,116-69.5% | $7,234-40.5% |