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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,451 | $100,203+146.0% | $85,240+189.1% | $145,897+68.9% |
| Participation rate | 90.0% | 74.1%+15.9pp | 67.5%+22.5pp | 80.3%+9.7pp |
| Annual return | 6.93% | 84.28%-77.3pp | 66.75%-59.8pp | 552.29%-545.4pp |
| Employer contribution / active EE | $10,037 | $3,242+209.6% | $2,735+266.9% | $4,663+115.3% |
| Participant deferral / active EE | $7,864 | $5,299+48.4% | $4,527+73.7% | $6,689+17.6% |
| Admin fee / account holder | $594 | $7,265-91.8% | $6,165-90.4% | $13,390-95.6% |