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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,084 | $201,344+20.7% | $184,243+31.9% | $145,877+66.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 19.07% | 29.01%-9.9pp | 28.82%-9.7pp | 551.28%-532.2pp |
| Employer contribution / active EE | $4,932 | $7,022-29.8% | $6,427-23.3% | $4,663+5.8% |
| Participant deferral / active EE | $12,165 | $9,807+24.0% | $9,132+33.2% | $6,691+81.8% |
| Admin fee / account holder | $1,682 | $16,382-89.7% | $13,914-87.9% | $13,402-87.5% |