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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,260 | $86,050-45.1% | $189,758-75.1% | $94,015-49.7% |
| Participation rate | 55.7% | 68.9%-13.2pp | 79.8%-24.1pp | 70.8%-15.1pp |
| Annual return | 16.63% | 17.77%-1.1pp | 52.62%-36.0pp | 17.84%-1.2pp |
| Employer contribution / active EE | $1,491 | $2,819-47.1% | $4,767-68.7% | $2,790-46.6% |
| Participant deferral / active EE | $3,148 | $3,349-6.0% | $5,856-46.2% | $4,249-25.9% |
| Admin fee / account holder | $3,607 | $6,627-45.6% | $20,388-82.3% | $8,951-59.7% |