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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,918 | $123,478-14.2% | $216,567-51.1% | $94,015+12.7% |
| Participation rate | 62.8% | 75.1%-12.3pp | 81.6%-18.9pp | 70.8%-8.0pp |
| Annual return | 11.31% | 23.61%-12.3pp | 12.94%-1.6pp | 17.84%-6.5pp |
| Employer contribution / active EE | $1,710 | $3,136-45.5% | $5,216-67.2% | $2,790-38.7% |
| Participant deferral / active EE | $3,478 | $4,556-23.7% | $6,191-43.8% | $4,249-18.2% |
| Admin fee / account holder | $948 | $12,753-92.6% | $21,981-95.7% | $8,951-89.4% |