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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,164 | $72,071+83.4% | $68,368+93.3% | $137,256-3.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 12.77% | 353.14%-340.4pp | 292.57%-279.8pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,714 | $2,788-38.5% | $2,649-35.3% | $4,156-58.8% |
| Participant deferral / active EE | $3,292 | $4,410-25.4% | $4,123-20.2% | $6,407-48.6% |
| Admin fee / account holder | $2,042 | $5,336-61.7% | $5,150-60.3% | $12,270-83.4% |