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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,437 | $160,028-79.1% | $147,080-77.3% | $145,884-77.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.32% | 98.60%-87.3pp | 420.17%-408.8pp | 551.85%-540.5pp |
| Employer contribution / active EE | $4,133 | $5,286-21.8% | $4,933-16.2% | $4,662-11.3% |
| Participant deferral / active EE | $11,691 | $8,422+38.8% | $8,066+44.9% | $6,690+74.8% |
| Admin fee / account holder | $4,358 | $15,030-71.0% | $12,989-66.4% | $13,392-67.5% |