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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,032 | $160,070-13.1% | $147,117-5.5% | $145,897-4.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.88% | 98.69%-82.8pp | 420.54%-404.7pp | 552.29%-536.4pp |
| Employer contribution / active EE | $9,197 | $5,285+74.0% | $4,932+86.5% | $4,663+97.3% |
| Participant deferral / active EE | $13,006 | $8,419+54.5% | $8,065+61.3% | $6,689+94.4% |
| Admin fee / account holder | $1,714 | $15,035-88.6% | $12,993-86.8% | $13,390-87.2% |