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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,455 | $223,823-54.2% | $211,142-51.5% | $154,746-33.8% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 17.46% | 50.39%-32.9pp | 46.84%-29.4pp | 172.34%-154.9pp |
| Employer contribution / active EE | $2,895 | $6,787-57.3% | $6,442-55.1% | $4,379-33.9% |
| Participant deferral / active EE | $11,263 | $9,750+15.5% | $9,284+21.3% | $6,730+67.4% |
| Admin fee / account holder | $400 | $19,707-98.0% | $19,076-97.9% | $14,365-97.2% |