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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,626 | $114,119+467.5% | $107,187+504.2% | $138,895+366.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 14.54% | 273.21%-258.7pp | 204.55%-190.0pp | 145.39%-130.9pp |
| Employer contribution / active EE | $22,115 | $4,059+444.9% | $3,782+484.7% | $4,194+427.3% |
| Participant deferral / active EE | $16,648 | $5,538+200.6% | $5,096+226.7% | $6,396+160.3% |
| Admin fee / account holder | $12,795 | $10,024+27.6% | $9,162+39.6% | $12,562+1.9% |