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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,914 | $99,875-52.0% | $146,866-67.4% | $86,983-44.9% |
| Participation rate | 40.0% | 75.8%-35.8pp | 82.5%-42.5pp | 69.5%-29.5pp |
| Annual return | 22.77% | 28.10%-5.3pp | 102.85%-80.1pp | 25.83%-3.1pp |
| Employer contribution / active EE | $2,500 | $3,224-22.5% | $4,425-43.5% | $2,584-3.3% |
| Participant deferral / active EE | $2,984 | $6,322-52.8% | $7,759-61.5% | $4,194-28.9% |
| Admin fee / account holder | $192 | $7,838-97.6% | $13,620-98.6% | $7,856-97.6% |