Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,385 | $69,444-21.7% | $92,985-41.5% | $87,485-37.8% |
| Participation rate | 67.4% | 63.3%+4.2pp | 69.5%-2.0pp | 68.9%-1.5pp |
| Annual return | 7.71% | 23.85%-16.1pp | 27.99%-20.3pp | 26.06%-18.3pp |
| Employer contribution / active EE | $2,794 | $1,917+45.8% | $2,662+5.0% | $2,596+7.6% |
| Participant deferral / active EE | $4,154 | $3,364+23.5% | $4,377-5.1% | $4,274-2.8% |
| Admin fee / account holder | $3,659 | $6,137-40.4% | $9,463-61.3% | $7,775-52.9% |