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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,498 | $114,119-63.6% | $107,187-61.3% | $138,895-70.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.52% | 273.21%-255.7pp | 204.55%-187.0pp | 145.39%-127.9pp |
| Employer contribution / active EE | $4,021 | $4,059-0.9% | $3,782+6.3% | $4,194-4.1% |
| Participant deferral / active EE | $7,957 | $5,538+43.7% | $5,096+56.1% | $6,396+24.4% |
| Admin fee / account holder | $10,550 | $10,024+5.2% | $9,162+15.1% | $12,562-16.0% |