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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,348 | $81,331+657.8% | $155,534+296.3% | $80,935+661.5% |
| Participation rate | 92.2% | 66.3%+25.9pp | 78.2%+13.9pp | 67.7%+24.5pp |
| Annual return | 16.01% | 33.37%-17.4pp | 64.92%-48.9pp | 35.66%-19.6pp |
| Employer contribution / active EE | $32,280 | $3,105+939.7% | $4,675+590.5% | $2,757+1071.0% |
| Participant deferral / active EE | $18,446 | $3,454+434.0% | $5,630+227.6% | $4,299+329.0% |
| Admin fee / account holder | $46,028 | $7,999+475.4% | $15,900+189.5% | $6,924+564.7% |