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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,292 | $72,607+181.4% | $90,259+126.3% | $87,485+133.5% |
| Participation rate | 55.6% | 64.8%-9.3pp | 70.7%-15.2pp | 68.9%-13.4pp |
| Annual return | 16.91% | 18.59%-1.7pp | 18.88%-2.0pp | 26.06%-9.2pp |
| Employer contribution / active EE | $2,010 | $1,919+4.7% | $2,291-12.3% | $2,596-22.6% |
| Participant deferral / active EE | $4,554 | $3,055+49.1% | $3,827+19.0% | $4,274+6.6% |
| Admin fee / account holder | $1,448 | $5,947-75.6% | $7,267-80.1% | $7,775-81.4% |