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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,460 | $78,690-94.3% | $161,489-97.2% | $87,485-94.9% |
| Participation rate | 92.3% | 67.5%+24.8pp | 78.7%+13.6pp | 68.9%+23.4pp |
| Annual return | 20.63% | 32.74%-12.1pp | 89.72%-69.1pp | 26.06%-5.4pp |
| Employer contribution / active EE | $1,361 | $2,588-47.4% | $4,268-68.1% | $2,596-47.6% |
| Participant deferral / active EE | $1,392 | $3,311-58.0% | $5,630-75.3% | $4,274-67.4% |
| Admin fee / account holder | $1,597 | $6,724-76.2% | $16,006-90.0% | $7,775-79.5% |