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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,920 | $70,366+280.8% | $66,674+301.8% | $138,895+92.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 14.25% | 386.41%-372.2pp | 321.24%-307.0pp | 145.39%-131.1pp |
| Employer contribution / active EE | $6,907 | $2,765+149.8% | $2,620+163.6% | $4,194+64.7% |
| Participant deferral / active EE | $16,373 | $4,374+274.3% | $4,084+300.9% | $6,396+156.0% |
| Admin fee / account holder | $1,065 | $5,262-79.8% | $5,098-79.1% | $12,562-91.5% |