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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,097 | $155,555+68.5% | $146,866+78.5% | $155,188+68.9% |
| Participation rate | 92.3% | 84.0%+8.4pp | 82.5%+9.8pp | 80.8%+11.5pp |
| Annual return | 11.41% | 115.41%-104.0pp | 102.85%-91.4pp | 148.84%-137.4pp |
| Employer contribution / active EE | $3,726 | $4,647-19.8% | $4,425-15.8% | $4,248-12.3% |
| Participant deferral / active EE | $4,034 | $8,044-49.9% | $7,759-48.0% | $6,531-38.2% |
| Admin fee / account holder | $4,308 | $14,755-70.8% | $13,620-68.4% | $14,480-70.2% |