Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,219 | $80,332-72.3% | $107,187-79.3% | $64,097-65.3% |
| Participation rate | 64.0% | 54.4%+9.6pp | 75.0%-11.0pp | 55.2%+8.8pp |
| Annual return | 19.32% | 24.26%-4.9pp | 204.55%-185.2pp | 34.64%-15.3pp |
| Employer contribution / active EE | $462 | $2,501-81.5% | $3,782-87.8% | $1,891-75.6% |
| Participant deferral / active EE | $2,590 | $3,109-16.7% | $5,096-49.2% | $3,080-15.9% |
| Admin fee / account holder | $1,095 | $4,314-74.6% | $9,162-88.1% | $3,454-68.3% |