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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,003 | $213,785-81.3% | $185,441-78.4% | $155,188-74.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 20.90% | 19.97%+0.9pp | 20.16%+0.7pp | 148.84%-127.9pp |
| Employer contribution / active EE | $3,793 | $5,393-29.7% | $4,672-18.8% | $4,248-10.7% |
| Participant deferral / active EE | $12,039 | $6,864+75.4% | $6,152+95.7% | $6,531+84.3% |
| Admin fee / account holder | $682 | $21,134-96.8% | $17,890-96.2% | $14,480-95.3% |