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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,071 | $154,228-20.2% | $145,433-15.4% | $137,256-10.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.85% | 74.59%-64.7pp | 66.58%-56.7pp | 220.34%-210.5pp |
| Employer contribution / active EE | $13,516 | $4,804+181.3% | $4,554+196.8% | $4,156+225.2% |
| Participant deferral / active EE | $8,737 | $8,216+6.3% | $7,897+10.6% | $6,407+36.4% |
| Admin fee / account holder | $18,878 | $14,344+31.6% | $13,129+43.8% | $12,270+53.8% |