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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,298 | $289,211+55.7% | $260,467+72.9% | $198,609+126.7% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 21.52% | 112.90%-91.4pp | 100.60%-79.1pp | 202.70%-181.2pp |
| Employer contribution / active EE | $12,581 | $4,663+169.8% | $4,239+196.8% | $5,055+148.9% |
| Participant deferral / active EE | $9,230 | $6,812+35.5% | $6,319+46.1% | $6,977+32.3% |
| Admin fee / account holder | $1,386 | $16,236-91.5% | $15,461-91.0% | $19,030-92.7% |