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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,298 | $208,088+116.4% | $186,193+141.8% | $154,746+191.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 21.52% | 89.97%-68.5pp | 78.03%-56.5pp | 172.34%-150.8pp |
| Employer contribution / active EE | $12,581 | $4,340+189.9% | $3,918+221.1% | $4,379+187.3% |
| Participant deferral / active EE | $9,230 | $7,078+30.4% | $6,513+41.7% | $6,730+37.1% |
| Admin fee / account holder | $1,386 | $11,698-88.2% | $11,058-87.5% | $14,365-90.4% |