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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,058 | $183,539-43.3% | $155,556-33.1% | $145,897-28.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.53% | 61.31%-52.8pp | 64.84%-56.3pp | 552.29%-543.8pp |
| Employer contribution / active EE | $3,804 | $5,315-28.4% | $4,675-18.6% | $4,663-18.4% |
| Participant deferral / active EE | $8,382 | $6,467+29.6% | $5,631+48.9% | $6,689+25.3% |
| Admin fee / account holder | $1,989 | $19,275-89.7% | $15,885-87.5% | $13,390-85.1% |