Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,937 | $81,504-32.6% | $102,437-46.4% | $80,959-32.1% |
| Participation rate | 37.0% | 66.9%-29.8pp | 74.5%-37.5pp | 67.7%-30.6pp |
| Annual return | 9.42% | 25.60%-16.2pp | 24.95%-15.5pp | 35.67%-26.3pp |
| Employer contribution / active EE | $1,743 | $3,104-43.8% | $3,871-55.0% | $2,757-36.8% |
| Participant deferral / active EE | $2,027 | $3,871-47.6% | $5,060-59.9% | $4,300-52.9% |
| Admin fee / account holder | $8,104 | $6,719+20.6% | $8,388-3.4% | $6,925+17.0% |