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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,621 | $160,070-34.6% | $147,117-28.9% | $145,897-28.3% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 10.85% | 98.69%-87.8pp | 420.54%-409.7pp | 552.29%-541.4pp |
| Employer contribution / active EE | $2,124 | $5,285-59.8% | $4,932-56.9% | $4,663-54.4% |
| Participant deferral / active EE | $6,147 | $8,419-27.0% | $8,065-23.8% | $6,689-8.1% |
| Admin fee / account holder | $3,068 | $15,035-79.6% | $12,993-76.4% | $13,390-77.1% |