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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | -$6,832 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,821 | $90,064-5.8% | $100,392-15.5% | $77,736+9.1% |
| Participation rate | 69.9% | 81.3%-11.4pp | 81.5%-11.6pp | 70.6%-0.7pp |
| Annual return | 18.65% | 20.61%-2.0pp | 49.45%-30.8pp | 31.26%-12.6pp |
| Employer contribution / active EE | $1,742 | $3,043-42.8% | $3,941-55.8% | $2,728-36.1% |
| Participant deferral / active EE | $5,416 | $8,282-34.6% | $8,090-33.1% | $4,651+16.5% |
| Admin fee / account holder | -$9 | $172-105.1% | $7,904-100.1% | $433-102.0% |