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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,874 | $182,442-87.5% | $163,379-86.0% | $138,895-83.5% |
| Participation rate | 70.6% | 79.8%-9.2pp | 76.8%-6.2pp | 79.9%-9.3pp |
| Annual return | 13.11% | 72.74%-59.6pp | 63.41%-50.3pp | 145.39%-132.3pp |
| Employer contribution / active EE | $1,449 | $4,159-65.2% | $3,752-61.4% | $4,194-65.4% |
| Participant deferral / active EE | $4,922 | $6,817-27.8% | $6,282-21.6% | $6,396-23.0% |
| Admin fee / account holder | $11,349 | $10,396+9.2% | $9,818+15.6% | $12,562-9.7% |